I wish I could say that I had a plan but the honest answer is that I fell into it. I was doing a research project at university trying to disprove the ‘Random Walk Theory’ of the stock market (which I could not disprove 🙂 ) and as part of the project, my advisor required me to work in a stock brokerage firm to actually witness the realities of the stock market. While I was working in the brokerage firm I observed that all the brokers were buying computers to impress their clients but did not have any actual application software. I was a starving college student so I began to program their computers building portfolio management and customer relationship management solutions. I never wrote a business plan and was just present and let everything happen in the natural order.